Are All of Your Drivers Insured?
/Make sure all of the folks in your household who use your cars covered by the policy are listed drivers on the policy.
We are litigating a case against an insurance company who refuses to provide coverage to our client because the client let his daughter use his car about once per month when the weather was bad (had had an SUV).
The insurance company claims that the SUV was made available to the daughter too often, and since she was not actually listed on the policy, the insurance company will not pay the claim.
We of course disagree with them (which is why we sued them), but it would have never been an issue if the daughter was simply listed on the policy. It would not have affected the premium.
